Dr. Damon T. Gray, DBA, MBA, MS, AIF® CIMA®, and Certified FinTech Professional®, received his Doctorate in Business Administration from Drexel University and Masters’ degrees in Instructional Systems and Business Administration from Pennsylvania State University. He also has professional certifications in Applied Data Science from MIT, Quantitative Biomedical Science from Dartmouth, and Fintech from Berkeley. Dr. Gray’s research focuses on the societal impacts of financial technology, especially its potential to address racial wealth disparities. A respected member of the Investments & Wealth Institute, Dr. Gray also serves on the board of Volunteers of America, Delaware Valley.